Terms of Service

Effective Date: February 16, 2026 | Last Updated: February 16, 2026

        IMPORTANT: These Terms contain a mandatory arbitration provision and a class action waiver in Section 12. Please read them carefully before using the App.
      

These Terms of Service ("Terms") govern your use of the Deduxe mobile application (the "App") operated by YKMV Group LLC, a Virginia limited liability company ("Company," "we," "us," or "our"). By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree, do not use the App.

1. Not Tax, Legal, or Financial Advice

        CRITICAL DISCLAIMER: The App is an organizational and tracking tool ONLY. It does NOT provide tax advice, legal advice, financial advice, or any other professional advice.
      

You expressly acknowledge and agree that:

The App is designed to help you organize and track potential tax deductions, mileage, receipts, and health benefit accounts. It is not a substitute for professional tax preparation or advice.
Deduction calculations displayed in the App are estimates based on general IRS guidelines and the data you provide. They may be inaccurate, incomplete, or inapplicable to your specific tax situation.
Tax rates, mileage rates, IRS contribution limits, and other regulatory figures displayed in the App are provided for informational purposes only. While we endeavor to keep them current, we do not guarantee their accuracy or timeliness.
OCR results (text extracted from scanned receipts and documents) are generated by automated optical character recognition technology and may contain errors, omissions, or inaccuracies.
Mileage tracking relies on GPS technology, which is subject to signal interference, device limitations, and environmental factors. Recorded distances are approximations and may not match actual distances driven.
Health account information (FSA, HSA, HRA, DCFSA limits and eligibility) is based on general IRS guidelines and may not reflect your specific plan terms or employer rules.
You are solely responsible for verifying all information before using it for any tax filing, financial decision, or legal purpose.
You should consult a qualified tax professional, certified public accountant (CPA), enrolled agent, or tax attorney for advice specific to your situation before filing any tax return or making any tax-related decisions.

2. Eligibility

You must be at least 18 years old and capable of forming a binding contract to use the App. By using the App, you represent that you meet these requirements.

3. User Accounts and Data

You are responsible for all data you input into the App and for maintaining the accuracy of that data.
You are responsible for maintaining the security of your device and any cloud storage accounts you connect to the App.
You are responsible for maintaining your own backups. While the App offers backup features, we do not guarantee the availability or integrity of backups.

4. Subscriptions and Payments

4.1 Subscription Terms

The App offers a subscription-based premium tier ("Deduxe Pro"). Subscription pricing is displayed in the App at the time of purchase.
Subscriptions are billed in advance on a recurring basis (monthly or annually, depending on your selection).
Subscriptions automatically renew unless you cancel at least 24 hours before the end of the current billing period.

4.2 Payment Processing

All payments are processed through Apple App Store or Google Play Store. We do not directly collect, store, or process your payment information.
Subscription management (including cancellation) is handled through your Apple ID or Google Play account settings.

4.3 Refunds

Refund requests are governed by the policies of the Apple App Store or Google Play Store, as applicable.
We do not issue refunds directly. Please contact Apple or Google for refund requests.

4.4 Price Changes

We reserve the right to adjust subscription pricing. Any price changes will take effect at the start of the next billing cycle following notice to you.

5. Acceptable Use

You agree not to:

Use the App for any unlawful purpose, including tax fraud or evasion
Input false, misleading, or fraudulent information
Attempt to reverse engineer, decompile, or disassemble the App
Interfere with or disrupt the App's functionality or servers
Use the App to infringe on any third party's intellectual property rights
Resell, sublicense, or redistribute the App or any content generated by it
Use automated tools (bots, scrapers) to access the App

6. Intellectual Property

The App, including its design, code, features, logos, and documentation, is the exclusive property of YKMV Group LLC and is protected by copyright, trademark, and other intellectual property laws. "Deduxe" is a trademark of YKMV Group LLC.

You retain ownership of all data you input into the App (receipts, documents, trip records, etc.). By using the App, you grant us a limited, non-exclusive license to process your data solely for the purpose of providing the App's services to you.

7. Third-Party Services

The App integrates with third-party services including Google Drive, Dropbox, iCloud, Google Maps, Mapbox, Mindee, and RevenueCat. Your use of these services is subject to their respective terms of service and privacy policies. We are not responsible for the availability, accuracy, or practices of any third-party service.

8. Disclaimer of Warranties

THE APP IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.

WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT: (A) THE APP WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (B) THE RESULTS OBTAINED FROM THE APP (INCLUDING BUT NOT LIMITED TO OCR TEXT EXTRACTION, MILEAGE CALCULATIONS, TAX DEDUCTION ESTIMATES, AND TAX RATE INFORMATION) WILL BE ACCURATE, RELIABLE, OR COMPLETE; (C) ANY DEFECTS IN THE APP WILL BE CORRECTED; OR (D) THE APP WILL MEET YOUR SPECIFIC REQUIREMENTS OR EXPECTATIONS.

YOU ACKNOWLEDGE THAT YOU USE THE APP AT YOUR OWN RISK AND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR DEVICE, LOSS OF DATA, OR FINANCIAL CONSEQUENCES RESULTING FROM YOUR USE OF THE APP.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL YKMV GROUP LLC, ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

LOSS OF PROFITS, REVENUE, OR SAVINGS
LOSS OF DATA OR DOCUMENTS
INACCURATE TAX CALCULATIONS OR DEDUCTION ESTIMATES
INACCURATE MILEAGE TRACKING OR GPS DATA
INACCURATE OCR TEXT EXTRACTION
MISSED TAX DEDUCTIONS OR TAX PENALTIES
IRS AUDITS, PENALTIES, INTEREST, OR ASSESSMENTS
ERRORS IN TAX RATES, IRS LIMITS, OR REGULATORY INFORMATION
LOSS OR CORRUPTION OF BACKUP DATA
UNAUTHORIZED ACCESS TO YOUR ACCOUNT OR DATA
ANY DAMAGES ARISING FROM THIRD-PARTY SERVICES

REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR OTHERWISE), EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THE APP SHALL NOT EXCEED THE AMOUNT YOU PAID TO US FOR THE APP IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR FIFTY U.S. DOLLARS ($50.00), WHICHEVER IS GREATER.

Some jurisdictions do not allow the exclusion or limitation of certain warranties or damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

10. Indemnification

You agree to indemnify, defend, and hold harmless YKMV Group LLC, its members, managers, officers, employees, agents, and affiliates from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

Your use of the App
Your violation of these Terms
Your violation of any applicable law or regulation
Any tax filing decisions you make based on information from the App
Any data you input into the App
Any dispute between you and any third party (including the IRS, state tax authorities, or other government agencies)
Your use of any third-party services through the App

11. Governing Law and Venue

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions. Subject to the arbitration provision below, any legal action or proceeding arising out of these Terms shall be brought exclusively in the state or federal courts located in the Commonwealth of Virginia, and you consent to the personal jurisdiction of such courts.

12. Mandatory Binding Arbitration and Class Action Waiver

        PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND TO HAVE A JURY TRIAL.
      

12.1 Agreement to Arbitrate

You and YKMV Group LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms, the App, or your use of the App (collectively, "Disputes") shall be resolved exclusively through final and binding individual arbitration, rather than in court, except as set forth below.

12.2 Arbitration Rules

Arbitration shall be administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules then in effect. The arbitration shall take place in the Commonwealth of Virginia. The arbitrator's decision shall be final and binding and may be entered as a judgment in any court of competent jurisdiction.

12.3 Small Claims Exception

Notwithstanding the foregoing, either party may bring an individual action in small claims court for Disputes within the scope of that court's jurisdiction.

12.4 Class Action Waiver

YOU AND YKMV GROUP LLC AGREE THAT EACH PARTY MAY BRING DISPUTES AGAINST THE OTHER PARTY ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING.

12.5 Opt-Out

You may opt out of this arbitration provision by sending written notice to venugopal.cheedu@gmail.com within thirty (30) days of first using the App. Your notice must include your name, mailing address, and a clear statement that you wish to opt out of arbitration.

13. Termination

You may stop using the App at any time by uninstalling it.
We reserve the right to suspend or terminate your access to the App at any time, with or without cause, with or without notice.
Upon termination, your right to use the App ceases immediately. Sections 1, 6, 8, 9, 10, 11, 12, and 14 survive termination.

14. General Provisions

14.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and YKMV Group LLC regarding the App and supersede all prior agreements and understandings.

14.2 Severability

If any provision of these Terms is held to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.

14.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.

14.4 Assignment

We may assign our rights and obligations under these Terms without your consent. You may not assign your rights or obligations without our prior written consent.

14.5 Modification

We reserve the right to modify these Terms at any time. We will notify you of material changes by posting updated Terms within the App and updating the "Last Updated" date. Your continued use of the App after such changes constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using the App.

14.6 Force Majeure

We shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including but not limited to acts of God, natural disasters, pandemics, government actions, internet or telecommunications failures, or third-party service outages.

15. Contact Information

For questions about these Terms, please contact:

YKMV Group LLC
Email: venugopal.cheedu@gmail.com